This is particularly important for businesses whose employees use their personal vehicles for company business.

Examples:

  • Employee goes to the bank
  • Employee visits a customer
  • Employee picks up supplies
  • Sales representative visits clients
  • Employee drives between business locations

If the employee causes an accident while performing business duties, the business could potentially be brought into the claim.

Non-Owned Auto Liability may help protect the business from qualifying liability exposures.

Important

Non-Owned Auto Liability generally protects the business's liability interest.

It does not automatically provide physical damage coverage for the employee's personal vehicle.