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Accidents happen and whey they involve an automobile, the cost can be extremely high. That is one reason why most states require drivers to have some form of Auto Liability insurance. In addition to basic Auto Liability, coverage can also be provided from damage to the vehicles you own. There are many different options and various discounts available. These discounts include, but are not limited to, good driver, multicar, packages, low mileage, and good student. Not all policies provide the same level of protection and various carriers can have different rates and discounts available. Every client’s situation is unique and deserves individual attention.