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Homeowner’s insurance is a comprehensive package of protection against financial losses relating to your house and its contents. It also protects you financially from personal liability arising from the home and/or land ownership. Your home is one of the biggest investments you have and it is extremely important to have complete protection. Coverage provided varies depending on the company. A small difference could end up costing you thousands of dollars. There are many coverage options in a homeowner’s policy as well as many different discounts.