Commercial Auto insurers frequently review drivers' Motor Vehicle Records.

An MVR may show information including:

  • Accidents
  • Speeding violations
  • Reckless driving
  • DUI
  • Suspensions
  • Revocations
  • License status
  • Other moving violations

A poor MVR can affect:

  • Eligibility
  • Premium
  • Driver acceptance
  • Deductibles
  • Available insurance companies

Some insurers may exclude or refuse to approve drivers with unacceptable records.